/* Polish pass 20260922finish */
/* Bay Ridge Capital — dark typography-first harbor layout. */
:root{
  --navy:#121417;--navy-deep:#0C0E10;--navy-mid:#2A3038;--navy-lift:#1A1E24;
  --paper:#F6F7F9;--white:#FFFFFF;--ink:#121417;
  --muted:#5B6573;--muted-2:#7A8492;--line:#E4E7EC;--line-soft:#EEF0F3;
  --cta:#1F6FEB;--cta-hover:#1858C7;--cta-ink:#FFFFFF;
  --err:#B42318;--err-bg:#F8E4E1;
  --wrap:1180px;
  --sans:"DM Sans",ui-sans-serif,system-ui,sans-serif;
  --mono:"IBM Plex Mono","DM Sans",ui-monospace,monospace;
  --r:5px;--r-pill:5px;--s:4px;
  --shadow:0 8px 28px rgba(0,0,0,.35);
  --edge:rgba(255,255,255,.08);
  --edge-strong:rgba(255,255,255,.14);
  --fog:rgba(246,247,249,.62);
  --fog-soft:rgba(246,247,249,.42);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:64px;overflow-x:clip}
body{
  margin:0;background:var(--navy);color:var(--paper);
  font-family:var(--sans);font-size:16px;line-height:1.55;
  -webkit-font-smoothing:antialiased;padding-bottom:0;overflow-x:clip;
}
body.dark-canvas{background:var(--navy)}
img{max-width:100%;display:block}
a{color:inherit;text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--cta)}
button,input,select,textarea{font:inherit;color:inherit;max-width:100%}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;z-index:9999;padding:10px 16px;background:var(--cta);color:#fff;border-radius:var(--r)}
.wrap{width:min(var(--wrap),calc(100% - 56px));margin:0 auto}

.tag{display:inline-block;margin:0 0 14px;font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-2)}
.tag.light{color:rgba(246,247,249,.42)}

h1,h2,h3{font-family:var(--sans);font-weight:650;color:var(--paper);margin:0 0 .4em;letter-spacing:-.03em}
h1{font-size:clamp(2.8rem,7.2vw,5.4rem);line-height:.98;font-weight:700;letter-spacing:-.04em}
h2{font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.12;letter-spacing:-.028em}
h3{font-size:1.05rem;line-height:1.3;letter-spacing:-.015em;font-weight:600}
p{margin:0 0 1em;color:var(--fog);font-weight:400}
.lede{font-size:clamp(1.05rem,1.5vw,1.2rem);line-height:1.5;max-width:36em;color:var(--fog)}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:48px;padding:12px 20px;border:1px solid transparent;border-radius:var(--r);
  font-size:14.5px;font-weight:600;letter-spacing:0;text-decoration:none;cursor:pointer;
  transition:background .15s ease,border-color .15s ease,color .15s ease;
  white-space:nowrap;
}
.btn.solid{background:var(--cta);color:var(--cta-ink);border-color:var(--cta)}
.btn.solid:hover{background:var(--cta-hover);border-color:var(--cta-hover);color:#fff}
.btn.ghost{background:transparent;color:var(--paper);border-color:var(--edge-strong)}
.btn.ghost:hover{border-color:rgba(255,255,255,.4);background:rgba(255,255,255,.04);color:#fff}
.btn.ghost.on-dark{color:var(--paper);border-color:var(--edge-strong)}
.btn.ghost.on-dark:hover{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.45);color:#fff}
.btn.lg{min-height:52px;padding:14px 26px;font-size:15px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* —— Header: dark, logo left, Apply right only —— */
.nav{
  position:sticky;top:0;z-index:80;
  background:rgba(18,20,23,.92);backdrop-filter:blur(14px);
  border-bottom:1px solid var(--edge);
}
.nav.is-compact{background:rgba(12,14,16,.96)}
.navin{display:flex;align-items:center;gap:16px;min-height:58px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--paper);flex:none}
.brand:hover{color:#fff}
.brand .mark{width:22px;height:22px;color:var(--paper);display:flex}
.brand .mark svg{width:22px;height:22px;display:block}
.brand .word{display:flex;flex-direction:column;line-height:1.05}
.brand .word strong{font-size:13.5px;font-weight:650;letter-spacing:-.01em}
.brand .word span{font-size:9.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:rgba(246,247,249,.4)}
.links{display:flex;align-items:center;gap:4px;margin-left:auto}
.links>a,.has-sub>button{
  padding:6px 10px;font-size:13px;font-weight:500;color:rgba(246,247,249,.55);
  background:none;border:0;cursor:pointer;text-decoration:none;
}
.links>a:hover,.has-sub>button:hover,.links>a.is-current{color:#fff}
.nav-email{display:none}
.links .navcta{
  margin-left:8px;min-height:38px;padding:8px 16px;background:var(--cta)!important;color:#fff!important;
  border:1px solid var(--cta);border-radius:var(--r);font-size:13px;font-weight:600;text-decoration:none;
}
.links .navcta:hover{background:var(--cta-hover)!important;border-color:var(--cta-hover)!important}
.has-sub{position:relative}
.has-sub>button{display:inline-flex;align-items:center;gap:6px}
.has-sub>button::after{content:"";width:5px;height:5px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-3px;opacity:.5}
.submenu{
  display:none;position:absolute;top:calc(100% - 2px);left:0;min-width:240px;
  background:var(--navy-lift);border:1px solid var(--edge-strong);border-radius:var(--r);
  padding:8px 0;z-index:90;box-shadow:var(--shadow);
}
.has-sub:hover .submenu,.has-sub.open .submenu{display:block}
.submenu a{display:block;padding:10px 16px;font-size:14px;color:var(--paper);text-decoration:none;font-weight:500}
.submenu a:hover,.submenu a.is-current{background:rgba(255,255,255,.05);color:#fff}
.menu-btn{
  display:none;margin-left:auto;border:1px solid var(--edge-strong);background:transparent;
  color:var(--paper);width:40px;height:40px;border-radius:var(--r);cursor:pointer;
}

/* Minimal home header — Apply only */
body.home .links>a:not(.navcta),
body.home .has-sub,
body.home .nav-email{display:none}
body.home .menu-btn{display:none}
body.home .links{display:flex}

/* —— 1) Typography-only hero —— */
.heroType{
  background:var(--navy);padding:clamp(64px,8vw,96px) 0 clamp(40px,5vw,64px);
  border-bottom:1px solid var(--edge);
}
.heroType .heroEyebrow{
  margin:0 0 28px;font-size:12px;font-weight:600;letter-spacing:.18em;
  text-transform:uppercase;color:rgba(246,247,249,.4);
}
.heroType h1{color:#fff;max-width:16ch;margin:0 0 24px}
.heroType .lede{margin:0 0 28px;max-width:36em}
.heroActions{display:flex;flex-wrap:wrap;gap:12px}
.heroType .heroNote{margin:28px 0 0;font-size:13px;color:rgba(246,247,249,.38);max-width:48ch;line-height:1.5}

/* —— 2) Filmstrip —— */
.filmstrip{
  background:var(--navy-deep);border-bottom:1px solid var(--edge);
  padding:0;overflow:hidden;
}
.filmstripTrack{
  display:flex;gap:8px;padding:8px max(16px,calc((100vw - var(--wrap)) / 2));
  overflow-x:auto;scroll-snap-type:x mandatory;
  -webkit-overflow-scrolling:touch;scrollbar-width:none;
}
.filmstripTrack::-webkit-scrollbar{display:none}
.filmstrip figure{
  flex:0 0 clamp(220px,28vw,320px);margin:0;scroll-snap-align:start;
  position:relative;border-radius:var(--r);overflow:hidden;aspect-ratio:4/3;
}
.filmstrip img{
  width:100%;height:100%;object-fit:cover;
  filter:saturate(.72) contrast(1.05) brightness(.88);
}
.filmstrip figcaption{
  position:absolute;left:12px;bottom:10px;
  font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:rgba(255,255,255,.7);text-shadow:0 1px 8px rgba(0,0,0,.6);
}

/* —— 3) Numeral dashboard —— */
.dashQualify{
  background:var(--navy);padding:clamp(56px,7vw,88px) 0;
  border-bottom:1px solid var(--edge);
}
.dashTitle{color:#fff;max-width:18ch;margin-bottom:40px}
.dashGrid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:1px;
  background:var(--edge);border:1px solid var(--edge);border-radius:var(--r);overflow:hidden;
}
.dashCell{
  background:var(--navy-lift);padding:clamp(28px,4vw,40px) 24px 28px;
  display:flex;flex-direction:column;gap:4px;
}
.dashNum{
  font-family:var(--mono);font-size:clamp(2.4rem,5vw,3.6rem);font-weight:600;
  letter-spacing:-.04em;line-height:1;color:#fff;
}
.dashUnit{
  font-family:var(--mono);font-size:13px;font-weight:500;
  letter-spacing:.08em;text-transform:uppercase;color:var(--cta);margin-bottom:12px;
}
.dashLabel{font-size:13.5px;color:var(--fog-soft);line-height:1.4}

/* —— Sections on dark —— */
.section{padding:clamp(64px,7vw,88px) 0}
[id]{scroll-margin-top:72px}
.section.dark{background:var(--navy);border-bottom:1px solid var(--edge)}
.section.paper{background:var(--paper);color:var(--ink)}
.section.paper h2,.section.paper h3{color:var(--ink)}
.section.paper p{color:var(--muted)}
.section.navy{background:var(--navy);color:#fff}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy p{color:var(--fog)}
.sectionHead{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:end;margin-bottom:40px}
.sectionHead.dark p{margin:0;max-width:42ch;color:var(--fog-soft)}
.sectionHead h2{color:#fff}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.steps.dark .step{
  padding:28px 24px;background:var(--navy-lift);border:1px solid var(--edge);
  border-radius:var(--r);
}
.stepNum{
  display:block;font-family:var(--mono);font-size:12px;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;color:var(--cta);margin-bottom:18px;
}
.steps.dark h3{color:#fff}
.steps.dark p{color:var(--fog-soft);font-size:14.5px;margin:0}

/* —— 4) Product snap carousel —— */
.prodCarousel{
  display:flex;align-items:stretch;gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;
  -webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:var(--cta) transparent;
  padding:4px max(28px,calc((100vw - var(--wrap)) / 2)) 20px;
  outline:none;
}
.prodCarousel::-webkit-scrollbar{height:4px}
.prodCarousel::-webkit-scrollbar-thumb{background:var(--cta);border-radius:2px}
.prodSnap{
  flex:0 0 min(340px,78vw);scroll-snap-align:start;
  display:flex;flex-direction:column;
  background:var(--navy-lift);border:1px solid var(--edge);border-radius:var(--r);
  overflow:hidden;text-decoration:none;color:inherit;
  position:relative;transition:border-color .15s ease,transform .15s ease;
}
.prodSnap:hover{border-color:rgba(31,111,235,.55);transform:translateY(-2px)}
.prodAccent{
  position:absolute;top:0;left:0;right:0;height:3px;background:var(--cta);z-index:2;
}
.prodSnap img{
  width:100%;height:160px;object-fit:cover;
  filter:saturate(.65) contrast(1.04) brightness(.82);
}
.prodSnapBody{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.prodSnapBody h3{color:#fff;margin:0 0 8px;font-size:1.1rem}
.prodSnapBody p{color:var(--fog-soft);font-size:14.5px;margin:0 0 18px;flex:1}
.prodSnap .prodMore{font-size:13px;font-weight:600;color:var(--cta)}

/* Legacy prod list (inner pages) */
.prodList{display:grid;gap:0}
.prodRow{
  display:grid;grid-template-columns:120px 1fr auto;gap:24px;align-items:center;
  padding:20px 0;border-bottom:1px solid var(--edge);text-decoration:none;color:inherit;
}
.prodRow:first-child{border-top:1px solid var(--edge)}
.prodRow img{width:120px;height:76px;object-fit:cover;border-radius:var(--r);filter:saturate(.7)}
.prodName{margin:0 0 4px;font-size:1.05rem;color:#fff}
.prodRow p{margin:0;font-size:15px;color:var(--fog-soft)}
.prodMore{font-size:14px;font-weight:600;color:var(--cta);white-space:nowrap}
.prodGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.prodCard{
  display:flex;flex-direction:column;background:var(--navy-lift);border:1px solid var(--edge);
  border-radius:var(--r);overflow:hidden;text-decoration:none;color:inherit;
}
.prodCard img{width:100%;height:168px;object-fit:cover;filter:saturate(.7)}
.prodCard .body{padding:20px}
.prodCard .more{font-size:14px;font-weight:600;color:var(--cta)}
.prodCard h3{color:#fff}

/* —— 5) Industries two-col + featured photo —— */
.indSplit{
  display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,5vw,64px);align-items:start;
}
.indLead{color:var(--fog-soft);max-width:42ch;margin:0 0 28px}
.indLinks{
  display:grid;grid-template-columns:1fr 1fr;gap:0;
  border-top:1px solid var(--edge);
}
.indLinks a{
  display:flex;flex-direction:column;gap:6px;padding:18px 16px 18px 0;
  border-bottom:1px solid var(--edge);text-decoration:none;color:inherit;
  transition:color .12s ease;
}
.indLinks a:nth-child(odd){padding-right:20px;border-right:1px solid var(--edge)}
.indLinks a:nth-child(even){padding-left:20px}
.indLinks a span{font-size:15px;font-weight:600;color:#fff;letter-spacing:-.01em}
.indLinks a em{font-style:normal;font-size:13px;color:var(--fog-soft);line-height:1.4}
.indLinks a:hover span{color:var(--cta)}
.indFeature{margin:0;border-radius:var(--r);overflow:hidden;position:relative;min-height:420px}
.indFeature img{
  width:100%;height:100%;min-height:420px;object-fit:cover;
  filter:saturate(.7) contrast(1.04) brightness(.85);
}
.indFeature figcaption{
  position:absolute;left:16px;bottom:14px;
  font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:rgba(255,255,255,.7);
}

/* Legacy industry grid */
.indGrid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.indCard{position:relative;min-height:280px;border-radius:var(--r);overflow:hidden;text-decoration:none;color:#fff}
.indCard img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:saturate(.65) brightness(.68)}
.indCard .copy{position:absolute;left:16px;right:16px;bottom:16px}
.indCard h3{color:#fff;margin:0 0 6px}
.indCard p{color:rgba(255,255,255,.75);font-size:13.5px;margin:0}

/* Why */
.whySplit{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.whyList{display:grid;gap:22px;margin:28px 0 0;padding:0;list-style:none}
.whyList.dark li strong{display:block;margin-bottom:6px;color:#fff}
.whyList.dark li span{color:var(--fog-soft);font-size:14.5px}
.whyPhoto{margin:0;border-radius:var(--r);overflow:hidden;min-height:380px}
.whyPhoto img{width:100%;height:100%;min-height:380px;object-fit:cover;filter:saturate(.7) contrast(1.04)}

/* FAQ dark */
.faq{max-width:720px;margin-top:28px}
.faq.dark details{border-bottom:1px solid var(--edge)}
.faq.dark summary{
  cursor:pointer;list-style:none;font-weight:600;font-size:16px;padding:20px 0;
  display:flex;justify-content:space-between;gap:16px;color:#fff;
}
.faq summary::-webkit-details-marker{display:none}
.faq.dark summary::after{content:"+";color:rgba(246,247,249,.35);font-weight:500}
.faq.dark details[open] summary::after{content:"–"}
.faq.dark p,.faq .faqPanel{padding:0 0 18px;margin:0;max-width:62ch;color:var(--fog-soft)}

/* —— 6) Bright white invert closing band —— */
.invertBand{
  background:var(--paper);color:var(--ink);padding:clamp(64px,7vw,88px) 0;
}
.invertBand h2,.invertBand h3{color:var(--ink)}
.invertInner{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(32px,5vw,56px);align-items:start}
.invertCopy .formSub{color:var(--muted);margin:0 0 24px;font-size:15px}
.invertChecks{margin:0 0 28px;padding:0;list-style:none;display:grid;gap:10px}
.invertChecks li{
  display:flex;align-items:center;gap:10px;font-size:14.5px;font-weight:500;color:var(--ink);
}
.invertChecks li::before{
  content:"";width:7px;height:7px;border-radius:1px;background:var(--cta);flex:none;
}
.invertAside{font-size:14px;color:var(--muted);max-width:40ch;margin:0 0 12px}
.invertAside a{color:var(--navy);font-weight:500}
.invertAside a:hover{color:var(--cta)}
.invertCard{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);
  padding:clamp(24px,3vw,36px);box-shadow:0 4px 24px rgba(18,20,23,.06);
}

/* CTA band (inner pages) */
.ctaBand{background:var(--navy-deep);color:#fff;padding:80px 0;border-top:1px solid var(--edge)}
.ctaBand h2{color:#fff}
.ctaBand p{color:var(--fog);max-width:48ch}

/* Inner page heroes — light on dark site shell */
.pageHero{padding:64px 0 36px;border-bottom:1px solid var(--edge);background:var(--navy)}
.pageHero h1{color:#fff;font-size:clamp(2rem,4vw,3rem)}
.pageHero .lede,.pageHero p{color:var(--fog)}
.crumb{font-size:13px;color:rgba(246,247,249,.4);margin:0 0 20px}
.crumb a{color:rgba(246,247,249,.55);text-decoration:none}
.crumb a:hover{color:#fff}
.twoCol{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.prose h2{font-size:1.4rem;margin-top:1.6em;color:#fff}
.prose h2:first-child{margin-top:0}
.prose p{color:var(--fog)}
.prose ul{margin:0 0 1.2em;padding-left:1.15em;color:var(--fog)}
.prose li{margin:0 0 .45em}
.pointList{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.pointList li{padding:20px;background:var(--navy-lift);border:1px solid var(--edge);border-radius:var(--r)}
.pointList strong{color:#fff}
.pointList span{display:block;margin-top:6px;color:var(--fog-soft);font-size:14.5px}

/* Forms */
.applyShell{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}
.applyCard,.leadCard{
  background:var(--navy-lift);border:1px solid var(--edge);border-radius:var(--r);padding:32px;
}
.invertCard.applyCard,.invertBand .applyCard{background:#fff;border-color:var(--line)}
.leadCard h2,.applyCard h2{font-size:1.25rem;font-weight:650}
.formSub{font-size:15px;color:var(--fog-soft);margin:0 0 22px}
.fieldRow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
.field>span{font-size:12px;font-weight:600;color:var(--navy-mid)}
.invertBand .field>span{color:var(--navy-mid)}
.section.dark .field>span,.applyCard:not(.invertCard) .field>span{color:rgba(246,247,249,.55)}
.field input,.field select,.field textarea{
  min-height:48px;padding:11px 13px;border:1px solid var(--line);border-radius:var(--r);
  background:var(--paper);outline:none;width:100%;color:var(--ink);
}
.invertBand .field input,.invertBand .field select,.invertBand .field textarea{background:var(--paper);border-color:var(--line)}
.field textarea{min-height:104px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--cta);background:#fff;box-shadow:0 0 0 3px rgba(31,111,235,.14);
}
.field-err{display:none;font-size:12px;color:var(--err)}
.field.has-err input,.field.has-err select,.field.has-err textarea{border-color:var(--err);background:var(--err-bg)}
.field.has-err .field-err{display:block}
.submit{
  display:flex;width:100%;min-height:50px;margin-top:8px;align-items:center;justify-content:center;
  background:var(--cta);color:#fff;border:0;border-radius:var(--r);font-size:14.5px;font-weight:600;cursor:pointer;
}
.submit:hover{background:var(--cta-hover)}
.micro{margin:14px 0 0;font-size:12.5px;line-height:1.5;color:var(--muted-2)}
.asideNote{padding:28px;background:var(--navy-lift);border:1px solid var(--edge);border-radius:var(--r)}
.asideNote h3{color:#fff}
.asideNote p{color:var(--fog-soft)}
.asideNote a{color:var(--cta)}
.elig{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.elig article{padding:22px;background:var(--navy-lift);border:1px solid var(--edge);border-radius:var(--r)}
.elig h3{color:#fff}
.elig p{color:var(--fog-soft)}

/* Footer */
.footer{padding:64px 0 36px;background:var(--navy-deep);color:rgba(255,255,255,.55);font-size:14px;border-top:1px solid var(--edge)}
.footGrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:40px}
.footBrand{font-weight:650;color:#fff;margin-bottom:12px}
.footLead{color:rgba(255,255,255,.45);max-width:36ch}
.footTitle{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.35);margin-bottom:14px;font-weight:600}
.footLinks{display:grid;gap:10px}
.footLinks a{color:rgba(255,255,255,.7);text-decoration:none}
.footLinks a:hover{color:#fff}
.legal{
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:28px;
  border-top:1px solid rgba(255,255,255,.08);font-size:12.5px;color:rgba(255,255,255,.35);
}
.legal a{color:rgba(255,255,255,.5)}

.mobileCTA{
  display:none;position:fixed;left:0;right:0;bottom:0;z-index:70;
  background:var(--navy-lift);border-top:1px solid var(--edge);
  padding:12px 16px calc(12px + env(safe-area-inset-bottom));
  grid-template-columns:1fr 1.5fr;gap:8px;
}
.mobileCTA a{
  display:flex;align-items:center;justify-content:center;min-height:44px;
  border-radius:var(--r);text-decoration:none;font-weight:600;font-size:14px;
}
.mobileCTA a:first-child{border:1px solid var(--edge-strong);color:var(--paper)}
.mobileCTA a:last-child{background:var(--cta);color:#fff}

.thanks{padding:12px 0 4px}
.thanks h3{margin:0 0 8px;color:var(--ink)}
.invertBand .thanks h3{color:var(--ink)}
.thanks p{margin:0;color:var(--muted)}

/* Inner pages lighten content areas when not home */
body:not(.home) .section:not(.navy):not(.dark){background:var(--navy)}
body:not(.home) main{background:var(--navy)}

/* Micro qualify (apply pages) */
.microQualify{
  display:flex;align-items:stretch;gap:0;margin-top:28px;max-width:560px;
  background:#fff;border-radius:var(--r);padding:5px;
}
.microQualify label{flex:1;display:flex;align-items:center;gap:8px;padding:0 8px 0 16px;min-width:0}
.microQualify .dollar{font-weight:600;color:var(--navy);font-size:16px}
.microQualify input{border:0;outline:none;width:100%;min-height:46px;background:transparent;font-size:16px;color:var(--ink)}
.microQualify input::placeholder{color:var(--muted-2)}
.microQualify .btn{flex:none;min-height:46px;padding:0 18px;border-radius:var(--r);font-size:14px}

.hero{background:var(--navy);color:#fff;padding:72px 0 64px}
.heroInner{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.heroEyebrow{margin:0 0 20px;font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.45)}
.hero h1{color:#fff}
.hero .lede{color:var(--fog)}
.checks{display:grid;gap:10px;margin:28px 0 0;padding:0;list-style:none}
.checks li{display:flex;align-items:flex-start;gap:10px;font-size:15px;color:var(--fog);font-weight:500}
.checks i{
  width:18px;height:18px;flex:none;margin-top:2px;border-radius:50%;
  background:rgba(31,111,235,.2);border:1px solid rgba(31,111,235,.4);
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.3l3 3.2 6-6.4' fill='none' stroke='%231F6FEB' stroke-width='1.7' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-size:12px;background-repeat:no-repeat;background-position:center;
}
.heroNote{margin:16px 0 0;font-size:13.5px;color:rgba(255,255,255,.4);max-width:52ch}
.heroPhoto{position:relative;border-radius:var(--r);overflow:hidden;min-height:400px}
.heroPhoto img{width:100%;height:100%;min-height:400px;object-fit:cover;filter:saturate(.72) contrast(1.04)}
.reqBar{background:var(--navy-lift);border-bottom:1px solid var(--edge);padding:28px 0}
.reqGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.reqGrid strong{display:block;font-size:15px;font-weight:650;color:#fff}
.reqGrid span{display:block;margin-top:4px;font-size:13px;color:var(--fog-soft)}
.whyGrid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}

@media (max-width:1100px){
  .dashGrid{grid-template-columns:1fr 1fr}
  .indSplit,.whySplit,.invertInner,.sectionHead,.twoCol,.applyShell,.whyGrid,.heroInner{grid-template-columns:1fr}
  .indFeature{min-height:280px}
  .indFeature img{min-height:280px}
  .indLinks{grid-template-columns:1fr}
  .indLinks a:nth-child(odd),.indLinks a:nth-child(even){padding-left:0;padding-right:0;border-right:0}
}
@media (max-width:980px){
  body{padding-bottom:88px}
  .steps,.prodGrid,.elig,.reqGrid{grid-template-columns:1fr 1fr}
  .indGrid{grid-template-columns:1fr 1fr}
  .footGrid{grid-template-columns:1fr 1fr}
  .prodRow{grid-template-columns:96px 1fr}
  .prodRow .prodMore{display:none}
  .fieldRow{grid-template-columns:1fr}
  body:not(.home) .links{display:none}
  body:not(.home) .links.open{
    display:flex;flex-direction:column;align-items:stretch;position:absolute;
    left:0;right:0;top:58px;background:var(--navy-lift);border-bottom:1px solid var(--edge);
    padding:12px 24px 20px;
  }
  body:not(.home) .links.open .submenu{position:static;display:none;box-shadow:none;border:0;padding:0 0 0 8px}
  body:not(.home) .links.open .has-sub.open .submenu{display:block}
  body:not(.home) .links.open .navcta{margin:8px 0 0;text-align:center}
  body:not(.home) .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .mobileCTA{display:grid}
  .wrap{width:min(var(--wrap),calc(100% - 40px))}
  .heroType{padding:48px 0 36px}
  .section,.dashQualify,.invertBand,.ctaBand{padding:48px 0}
  html{scroll-padding-top:64px}
  .microQualify{flex-direction:column;padding:10px}
  .microQualify .btn{width:100%}
}
@media (max-width:640px){
  .dashGrid,.steps,.prodGrid,.elig,.indGrid,.footGrid,.reqGrid{grid-template-columns:1fr}
  .wrap{width:min(var(--wrap),calc(100% - 32px))}
  h1{font-size:clamp(2.3rem,11vw,3.2rem)}
  .filmstrip figure{flex-basis:78vw}
  .prodSnap{flex-basis:85vw}
  .prodCarousel{padding-inline:16px}
  .filmstripTrack{padding-inline:16px}
}

/* Go-live fit guide blocks */
.fitGuide{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:28px 0 8px}
.fitGuide .fitCard{border:1px solid var(--line, #E4E7EC);border-radius:14px;padding:18px 18px 16px;background:var(--white,#fff)}
.fitGuide .fitCard h3{font-size:15px;margin:0 0 8px;letter-spacing:-0.01em}
.fitGuide .fitCard p{margin:0;font-size:14px;line-height:1.55;color:var(--muted,#5B6573)}
.fitGuide .fitCard.bad{background:rgba(180,35,24,0.04);border-color:rgba(180,35,24,0.18)}
@media (max-width:860px){.fitGuide{grid-template-columns:1fr}}

/* finish polish: filmstrip + focus */
.prodCard,.indCard{transition:transform .2s ease,box-shadow .2s ease}
.prodCard:hover,.indCard:hover{transform:translateY(-2px)}
a:focus-visible,button:focus-visible,.btn:focus-visible{outline:2px solid var(--cta);outline-offset:2px}
.filmstrip img{display:block}
img{max-width:100%;height:auto}